The trouble with TARP Treasury Secretary Timothy Geithner says banks are still working through bad debt, and that money from the Troubled Asset Relief Program is the best way to help banks recover. But some banks are returning TARP funds, saying they don't need the help and don't want government interference.9:06 a.m.
Bill Cooper: CEO and Chairman of TCF Financial.
Christopher Whalen: Senior Vice President and Managing Director of Institutional Risk Analytics, which focuses on the banking industry.
Thomas K. Brown: CEO of hedge fund Second Curve Capital and founder of Bankstocks.com, a financial services Web site.