Photo: #Ruth Hayden is a nationally recognized financial consultant, educator, and author.
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Ruth Hayden is a nationally recognized financial consultant, educator, and author. (Photo courtesy of Ruth Hayden)

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Dealing with debt


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Have the latest video games and toys put a bigger dent in your budget than you had planned? Personal finance expert Ruth Hayden has ideas on how to make reducing debt less painful than you might think.

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  • Ruth Hayden: Longtime personal finance educator. She has written many books including "Your Money Life: The "Make-It-Work" Workbook."

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