News Cut

News Cut: August 13, 2009 Archive

Five at 8 - 8/13/09: What about Rosemary?

Posted at 7:23 AM on August 13, 2009 by Bob Collins (2 Comments)

1) An Osakis family heads to the hospital for a baby's delivery. At the height of labor, their farm burns to the ground, the Osakis Review reports. Of course you know what happens next, don't you? "News of the disaster spread throughout the community and an outpouring of support began to flow. People came to clean; neighbors offered to house the remaining cows; women brought and served food; local businesses came forward with food donations. Everywhere they looked, people were coming to help."

A commenter on the story gets it right:

You drink coffee and gossip with your neighbors, never thinking they'd be there to the end. I just think, this is such an awesome and difficult time. Makes you appreciate what you have and not what's missing.

The takeaway? Drink coffee and gossip with your neighbors today.

2) Well, maybe people with differing views can have a conversation and walk away with their views intact. Here's a story via Daily Kos of Joan Baez and several people protesting her concert having a discussion. "You know, they just wanted to be heard. Everyone wants to be heard. I feel like I made four new friends tonight," she told her concert audience later.

I was thinking last night when I read the story, "she was just on MPR's Midmorning." Then I looked it up. It was last November.

Meanwhile, more on the ongoing discussion from America's most trusted journalist:

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3) What's the matter with kids today? Apparently nothing, the Pew Research Center's latest survey would seem to suggest. They want to be more like their parents. The Generation Gap, it says, has been bridged. The Beatles appear to be at least party responsible.

Says CBS:

Young people, far from rejecting the values of their parents, seem to fault themselves for not living up to those standards. People under 30 tend to think older people have better moral values than they do, the poll said.

Let's think about this. It's great and all that kids want to be more like us. That's an ego stroke if there ever was one. But might there be a little skewed pedestal-to-truth ratio here? Better moral values? Really, kids?

4) Discussion point: The Minneapolis woman fighting eviction from her home certainly has put more powerful people in a pickle, hasn't she? Rosemary Williams, 60, lost her home when her monthly mortgage payment jumped from $1,200 to more than $2,000. She tried to do what all the experts say people should have done: She tried to renegotiate and come up with a solution that would work for both sides. No deal. Her supporters have been willing to be arrested as they stage a sit-in, but the cops have no interest -- at least yet -- in video of them throwing a 60-year old woman out on the street.

Now, MPR's Elizabeth Baier reports, Williams has inspired another homeowner -- this one in Robbinsdale -- to similarly fight for her home.

The women are looking for someone to say, "yes, you're in a bad spot and, yes, there must be a solution to this problem that benefits both sides; that another boarded-up building isn't good for anybody. Let's come up with a resolution."

And that's the problem. Even after all these months of the crisis that started in housing, that logic hasn't taken hold yet. Remember the initial days of the bank bailout in the last days of the Bush administration? It was supposed to address these problems by figuring out a way to protect the banks and the struggling homeowner. These are the "toxic assets" the government was supposed to take off the banks' hands so they could be reworked. Given a blank check by Congress, the Treasury Department looked at that idea for about a week, and then decided to just give the money to the banks instead.

Since then, we bought a car company and gave $4,500 to relatively well-off people who had cars -- often too big for them to operate efficiently -- to buy new cars. We've given non-homeowners money to buy homes, many of them the ones from which people were evicted.

The economic news of the day? The Federal Reserve says the economy is leveling out, and it's starting to end programs designed to keep it from imploding. Good news all around. Happy times are coming again.

I see your rosy picture and I raise you by some reality in the headline sent to the back page of the paper:

U.S. Foreclosure Filings Hit New Record; Up 32% in July

Sixty-year old women are still sitting on their porch steps wondering why they have to lose their homes they're willing to pay for. Just like they were two years ago. How did we go through the last two years, and not have anything significant done about the problem?

"We're discussing with the investor multiple options for the property and have reached no decisions at this time," a spokesperson for the mortgage company, GMAC, said in an e-mail to MPR, adding that GMAC did not originate Ms. Williams' mortgage.

Discuss.

5) Would you feel better about spam e-mail if it helped charity? Would you be willing to pay a penny for every e-mail you send? Is the postage stamp coming to e-mail?

TODAY'S QUESTION

This week, Hazeltine National Golf Club in Chaska is hosting the 91st PGA Championship -- a major coup, even for the state with more golfers per capita than any other. In the past, Minnesota also has welcomed the NCAA Final Four, NHL All-Star Game, WE Fest Country Musical Festival and the Republican National Convention. What else is out there? What is the ideal spectator event for Minnesota to host - and why?

WHAT WE'RE DOING

This afternoon, I'll have another installment in "The Unemployed," profiles of people trying to get a job. Unemployed? Contact me and let's discuss your story.

Midmorning (9-11 a.m.) - First hour: Many argue that simply going to college will put graduates at an advantage for higher salaries. But is there a tangible earnings difference between going to Harvard and Harvey Mudd? Second hour: The lingering power of Anne Frank's "Diary of a Young Girl."

Midday (11 a.m. - 1 p.m.) - First hour: Award-winning author and sports writer John Feinstein will be Gary Eichten's guest to talk about golf, with the opening round of the PGA at Hazeltine in Chaska. Second hour: Ken Fisher, speaking at the Commonwealth Club about his book, "How to Smell a Rat: The 5 Signs of Financial Fraud."

Talk of the Nation (1-3 p.m.) - First hour: The health care debate. Second hour: The truth about exercise.

All Things Considered (3-6:30 p.m.) - Minneapolis Mayor R.T. Ryback announces his revised budget today. MPR's Brandt Williams will have the story.

NPR will report on new TSA rules being rolled out. When you buy a ticket now, you must provide your full name and gender. Check your ID first; the name has to match perfectly.

(2 Comments)

The Unemployed: Thomas Schunk

Posted at 2:10 PM on August 13, 2009 by Bob Collins (1 Comments)
Filed under: Economy

thomas_schunk.jpg

14.5 million people in America are officially unemployed. Thousands -- perhaps millions -- more have given up and are not counted. They're not numbers; they're individuals with a story to tell.

Software developer Thomas Schunk of Crystal had big plans for May 29, 2008. He was to release some software at his United HealthCare job, a job he'd held for 11 years. Then an e-mail arrived from his boss' boss. He was to report to a conference room immediately. There, he was told he was no longer needed after 11 years of employment, and that someone else would clean out his desk.

That's the last time he had a full-time job.

"You go through the five stages of grief," he told me today. It was two to three weeks before he was able to say, "Geez, I gotta do something." He says he knew there was a recession going on, but he didn't think it was going to be so bad.

He tried to get unemployment assistance from the state, but United HealthCare challenged his request for $538 a week. He lost. He didn't get along well with his boss, he acknowledged. Now in his 15th month of unemployment, and while politicians have extended unemployment benefits for hundreds of thousands of Americans, Schunk hasn't gotten a dime, and he knows time is running out.

He's got just four months left on his COBRA, the program that gives workers the opportunity to keep health insurance by paying the full cost of it. He's got Type II diabetes and a temporary crown on a tooth. "I figure I've got enough (money left) for (about) three months."

Schunk made $70,000 a year in his job and his financial conservatism has kept him afloat this long. While working, he made extra payments on his mortgage, and bought his house with 10 percent down. He sold -- at a loss -- his United HealthCare stock. He had $12,000 in savings.

That was then. This is now: He just submitted a "massive application" for mortgage modification. He pays $1,181 a month and he'd like to get it trimmed by about $250 a month. But because he was so financially conservative, he's not gotten much assistance so far. "In many ways, I'm a victim of my own common sense," he told me, although he's aware things would be far worse now if he hadn't planned for tough times.

Still, he's now going to a food shelf for help.

When he lost his job, he figured he'd get another one soon enough; he applied for jobs posted on "the usual online sites." But he says he realized that while there were hundreds of jobs listed, they were often the same job listed by different recruiters trying to drum up business.

Summer 2008 turned into late-summer 2008, and he took a job delivering phone books. He also volunteered his time "to pick up my spirits."

"By November, the leaves were off the trees, the landscape was looking pretty scummy and I noticed the job postings dried up. It was rare to even get a rejection letter." Nobody was hiring.

By winter, he was delivering copies of Auto Trader for $100 a week (a job that ended shortly thereafter when the publication turned to another distribution method), and turning the thermostat lower.

After a job interview in February, he was feeling he might be in line for a job, or might survive the first round of interviews. But, he learned later, the company had decided to close applications for external candidates, and hire internal candidates for open positions to avoid further layoffs. "I was kind of crushed," he said.

By all appearances, Schunk has the right strategy for finding work. He's created a spreadsheet with a list of companies, their Web sites, their job postings, and a record of his contacting them. The list is up to 350 companies now. He joined a job support group in the early spring. "In a typical week, up to four people in the group would find jobs," he said, " and 30-80 more people would join the group."

He uses social media (See his LinkedIn page), keeps in contact with former colleagues, and keeps asking family and friends if they've heard of anything. He acknowledges he could do more networking, but it's painful for him. "I'm a programmer," he said. "I'm not a sales person," a disadvantage in an economy where you have to sell yourself and look comfortable doing it.

When he hears that someone else got a job, he says he's genuinely happy for them. "I used to be generally pessimistic and critical of other people," he said. "But in the last two or three years, I've worked hard to become more optimistic and positive."

He hasn't been to the job support group in a month because it's telephone-book-delivering season, again, but he hears that 10-20 people a week in the group are now finding work.

Obviously, he wants to be one of them, but the fact he's not is taking an obvious toll. "I can't sleep for a full night, anymore, he says.

"I hope things turn around soon. Businesses are still making money, but still laying off people." He says he disagrees with President Obama that people will go back to work after the economy turns around. A one-tenth-of-one-percent drop in the unemployment rate isn't going to cut it.

He's come out of this with an education. "Unless you work someplace with a union, there's no such thing as job security," he said. He's also come out of this as a teacher with a lesson plan for others who find themselves in his position. "Try to put things in perspective, go through the grieving process, do something to keep busy, join job support groups, and make a plan."

"I'm smart, hard-working, and I have skills. Something's got to give," he says.

One of these days, he's going to be one of the people in his job-search support group who brings the treats to his last meeting, and tells the story of how he got his new job.

(Unemployed? Let me tell your story. Contact me.)

Check out the map below to read what people in MPR's Public Insight Network are telling us about the job climate around them.

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